Fund equipment without draining your reserves
Spread the cost of vehicles, machinery and technology over time — preserving working capital for everything else.
How asset finance works
Rather than paying the full cost of an asset upfront, asset finance lets you spread payments over an agreed term while you use the equipment to generate revenue. Facilities are available for new and used assets, including private sales.
Preserve working capital
Keep cash reserves free for day-to-day running costs instead of tying it up in a single purchase.
Almost any asset covered
From vans and manufacturing equipment to IT infrastructure, most business-critical assets can be financed.
New or used assets
Finance is available for brand-new equipment or used assets, including those bought through a private sale.
Fast decisions
Most applications are decided within 24–48 hours, so you're not left waiting to get equipment on-site.
Ways to finance an asset
The right structure depends on whether you want to own the asset outright at the end of the term.
Hire purchase
Fixed monthly payments with ownership transferring to you once the final payment is made.
Leasing
Rent the asset for an agreed term, then return, renew or upgrade at the end.
Asset refinance
Release capital tied up in equipment you already own, using it as security for further funding.
Vehicle & fleet finance
Finance a single vehicle or an entire fleet, with flexible mileage and term options.
When to consider asset & equipment finance
A snapshot of the situations our panel most commonly helps clients with.
- Replacing or expanding a vehicle fleet
- Investing in new machinery ahead of a contract
- Upgrading IT infrastructure without a large outlay
- Releasing equity from equipment you already own
Asset & Equipment Finance, answered
Common questions we hear most often from businesses like yours.
Yes, including assets bought through a private sale, provided they meet the lender's age and condition criteria.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.