Purchase, refinance or release equity from property
Competitive commercial mortgages for businesses buying, refinancing or releasing capital from the property they trade from.
How commercial property finance works
A commercial mortgage lets you purchase or refinance the premises your business operates from, typically up to 75% loan-to-value, with fixed or variable rate options over terms of up to 30 years.
Own your premises
Stop paying rent to a landlord and build equity in a property your business already occupies.
Competitive rates
Access rates comparable to residential mortgages, reflecting the security of the property.
Release equity
Refinance an owned property to release capital for expansion, investment or other business needs.
Long terms available
Spread repayments over up to 30 years, keeping monthly costs manageable.
Commercial property finance options
Whether you're buying, refinancing or releasing equity, here's how facilities are typically structured.
Owner-occupier mortgages
Purchase or refinance the premises your business trades from, up to 75% loan-to-value.
Equity release
Release capital tied up in a property you already own outright or with significant equity.
Fixed or variable rates
Choose the rate structure that best suits your business's appetite for risk and predictability.
When to consider commercial property finance
A snapshot of the situations our panel most commonly helps clients with.
- Buying the premises your business currently rents
- Refinancing an existing commercial mortgage onto a better rate
- Releasing equity from a property you already own
- Purchasing a second site as your business expands
Commercial Property Finance, answered
Common questions we hear most often from businesses like yours.
Up to 75% as standard, though this varies by lender, property type and your business's financials.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.