You Built The Business.
We'll Help You Fund It.
Sigma Business Finance matches you with the right lender from a panel of 50+ specialist funders — with decisions in as little as 24–48 hours, and absolutely no upfront fees.
£10k – £10M
Funding available across our full lender panel
Rates from 6.9%
Competitive, market-tested pricing
24–48 hour decisions
Fast turnaround from enquiry to offer
Dedicated account manager
One point of contact, start to finish
See what you qualify for in 60 seconds
No paperwork, no obligation, and it won't affect your credit score. Just a quick, honest read on your funding options.
60-second check
Answer four quick questions to see what you qualify for.
No credit check required
A soft search only — your credit score is never affected.
Whole-of-market search
We instantly compare offers from 50+ specialist lenders.
Get your instant estimate
Answer a few quick questions and see what you could borrow — no paperwork, no obligation.
Whatever stage you're at, there's a facility for it
From day-to-day cash flow to major expansion, we match you with the finance product built for the job.
Business Loans
Simple, scalable finance for any business purpose
Invoice Finance
Turn unpaid invoices into working capital today
Asset & Equipment Finance
Spread the cost of vehicles, machinery and technology
Merchant Cash Advance
Funding that flexes with your card revenue
Business Cash Advance
Revenue-based cash advance with flexible repayments
Commercial Property Finance
Purchase or refinance owner-occupied premises
Property Finance
Development and investment funding for property professionals
Growth Guarantee Scheme
Government-backed lending to fuel expansion
Recovery Loan Scheme
Government-backed support to stabilise and rebuild
Revolving Credit Facility
On-demand credit that flexes with your needs
Refinance & Consolidation
Release equity and simplify your repayments
From enquiry to funded, in four simple steps
We do the legwork of comparing the market so you can get back to running your business.
Step 1 of 4: Enquiry
Enquiry
Tell us about your business and check your eligibility in 60 seconds — with no impact on your credit score.
Application
Your dedicated account manager searches our panel of 50+ lenders and handles the paperwork for you.
Approval
Receive a clear offer with rates and terms explained in plain English — no jargon, no surprises.
Payout
Sign your agreement and receive funds — often the very next day after approval.
Business finance, without the finance fuss
We built Sigma to replace the slow, opaque process of business borrowing with something clear, fast, and genuinely on your side.
Whole-of-market comparison
We're not tied to one lender — we compare 50+ specialist funders to find your best rate.
Effortless application
Apply online in minutes. We handle the forms, the follow-ups, and the paperwork.
Fast, flexible decisions
Most applications receive a decision within 24–48 hours, with funding to follow quickly.
Tailored to your business
Every recommendation is matched to your sector, cash flow, and growth plans — not generic.
One dedicated contact
A named account manager guides you from first enquiry through to funds landing.
No upfront fees
Our service to you is completely free — we're only paid by our lending partners.
Estimate your monthly repayments
Get an instant, transparent quote before you apply. Compare rate types, factor in fees, and see exactly what you'll pay.
Estimated monthly payment
£3,238.83
Total interest
£14,597.79
Total payable
£116,597.79
Your loan quote summary
Including fees
This tool provides an indicative estimate only. Rates and terms are conditional and subject to lender criteria.
Cost breakdown
Rate breakdown
Ready to proceed?
Check your eligibility in 60 seconds with no impact on your credit score.
Check EligibilitySpecialist funding, whatever sector you're in
We've placed finance for businesses across almost every industry — our lender panel understands the nuances of your sector.
Common questions, answered
Can't find what you're looking for? Get in touch and a member of the team will help.
We're a UK business finance broker. Rather than being tied to one bank, we search a panel of 50+ specialist lenders on your behalf to find the funding that best fits your business, then manage the application for you from start to finish — at no cost to you.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.