Government-backed lending to fuel your growth
Access the UK Growth Guarantee Scheme to borrow for growth — backed by a government guarantee.
How the Growth Guarantee Scheme works
Delivered through accredited lenders and backed by the British Business Bank, the scheme gives lenders a partial government guarantee — often unlocking finance for viable businesses that might not otherwise meet standard lending criteria.
Backed by the British Business Bank
A government guarantee to the lender can open up finance that might otherwise be declined.
Competitive rates
Often priced more competitively than standard unsecured lending, reflecting the reduced lender risk.
Multiple uses
Funds can support working capital, expansion or asset purchase, depending on your business's needs.
Efficient decisions
Typical decisions within 48–72 hours through our accredited lender panel.
What the scheme can be used for
Flexible lending for viable UK businesses across most sectors.
Business expansion
Fund growth plans such as new premises, staff or equipment.
Working capital
Support day-to-day cash flow during a period of growth or change.
Asset purchase
Acquire equipment or vehicles needed to support expansion.
When to consider growth guarantee scheme
A snapshot of the situations our panel most commonly helps clients with.
- Expanding into a new market or location
- Supporting working capital during a growth phase
- Purchasing assets to support increased capacity
- Accessing finance where standard criteria weren't met
Growth Guarantee Scheme, answered
Common questions we hear most often from businesses like yours.
A government-backed lending scheme, delivered through accredited lenders and supported by the British Business Bank, designed to help viable businesses access finance.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.