We hold large invoices with long payment terms — can finance help?

Yes. Invoice finance releases cash tied up in unpaid customer invoices, rather than waiting 30, 60 or 90 days to get paid.

Can I raise finance against machinery I already own?

Yes. Refinancing owned machinery releases capital that can fund automation, expansion or working capital needs.

How quickly can machinery finance be arranged ahead of a new contract?

Straightforward applications are often decided within 24–48 hours, with larger facilities typically taking 48–72 hours.

Will checking my eligibility affect my credit score?

No. Our initial eligibility check uses a soft search that has no impact on your personal or business credit score. You'll only trigger a full credit check if you choose to proceed with a formal application.

Manufacturing & Engineering Finance

Funding built for production, at scale

Machinery finance and working capital for manufacturers and engineering firms investing in production capacity, automation and supply chain resilience.

Check Eligibility 0151 837 3528

No impact on credit scoreWhole-of-market panelDedicated account manager

Tailored Financing

Finance for production and growth

Manufacturing investment is often lumpy — a new production line or automation project can transform output, but the upfront cost is significant. We work with lenders who understand that trade-off.

Offset rising interest rates

Manageable, fixed monthly repayment plans that keep borrowing costs predictable even as rates move.

Smooth out irregular cash flow

Repayment structures built around your business's income cycle, not a rigid monthly schedule.

Refinance owned equipment

Release capital tied up in assets you already own to reinvest in the business.

Invest in growth

Stay competitive and productive with the equipment or capacity you need, without a large upfront outlay.

32%

of UK SMEs funded through a commercial finance broker had previously been declined funding elsewhere. Source: NACFB Industry Report, 2024.

Equipment & Assets

Machinery and equipment we help finance

From a single machine to a full production line, here's what we typically help fund.

Production line machinery

New and used production machinery financed without tying up working capital.

CNC & precision engineering equipment

Precision machinery for manufacturing and engineering operations.

Robotics & automation systems

Automation and robotics investment to improve output and efficiency.

Materials handling & storage

Handling and storage equipment for raw materials and finished goods.

Fleet & delivery vehicles

Vehicles to support distribution and supply chain operations.

Factory & facility expansion

Fund the expansion or fit-out of production facilities.

Finance Products

Finance solutions built for manufacturing & engineering

A snapshot of the products our panel most commonly arranges for clients in this sector — see the full range on our funding options page.

Business Loans

Simple, scalable finance for any business purpose

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Invoice Finance

Turn unpaid invoices into working capital today

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Asset & Equipment Finance

Spread the cost of vehicles, machinery and technology

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Growth Guarantee Scheme

Government-backed lending to fuel expansion

Learn more

Refinance & Consolidation

Release equity and simplify your repayments

Learn more

Investing in automation to improve production efficiency
Funding a new production line ahead of a contract win
Releasing cash tied up in unpaid customer invoices
Refinancing owned machinery to fund the next upgrade

FAQs

Manufacturing & Engineering finance, answered

Sector-specific questions we hear most often from businesses like yours.

Both. Asset finance can cover a single machine or a full production line, with terms structured around the equipment's useful life and expected output.

Find the funding built for your business

Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.

Check Eligibility 0151 837 3528