Release equity and simplify your repayments
Refinance existing debt or assets to release equity, lower your rate, or combine multiple repayments into one manageable facility.
How refinancing and consolidation work
Refinancing replaces an existing facility — or several — with a new one, often on better terms, releasing equity from assets you already own or combining multiple repayments into a single, simpler facility.
Consolidate multiple facilities
Combine several repayments into one, simplifying cash flow management.
Reduce borrowing costs
Refinancing onto a better rate can lower your overall cost of borrowing.
Release tied-up equity
Access capital tied up in property or other owned assets.
Efficient process
Typical decisions within 48–72 hours, depending on the complexity of the refinance.
Ways to refinance
The right structure depends on what you're refinancing and why.
Property refinance
Refinance a commercial mortgage or release equity from owned premises.
Asset refinance
Release capital tied up in equipment or vehicles you already own.
Debt consolidation
Combine multiple existing facilities into a single, simplified repayment.
When to consider refinance & consolidation
A snapshot of the situations our panel most commonly helps clients with.
- Combining several repayments into one facility
- Releasing equity from property or owned assets
- Moving existing debt onto a more competitive rate
- Simplifying cash flow management across the business
Refinance & Consolidation, answered
Common questions we hear most often from businesses like yours.
Existing business loans, commercial mortgages, and owned assets such as equipment or vehicles can typically all be refinanced.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.