Transport & Logistics Finance

Funding that keeps your fleet moving

Vehicle finance and working capital for transport and logistics businesses managing fleet replacement, fuel costs and long customer payment terms.

No impact on credit scoreWhole-of-market panelDedicated account manager
Tailored Financing

Finance built around fleet and freight

Transport and logistics businesses carry high fixed costs — vehicles, fuel, depots — against income that can lag behind. We work with lenders who understand fleet-based operations.

Offset rising interest rates

Manageable, fixed monthly repayment plans that keep borrowing costs predictable even as rates move.

Smooth out irregular cash flow

Repayment structures built around your business's income cycle, not a rigid monthly schedule.

Refinance owned equipment

Release capital tied up in assets you already own to reinvest in the business.

Invest in growth

Stay competitive and productive with the equipment or capacity you need, without a large upfront outlay.

32%

of UK SMEs funded through a commercial finance broker had previously been declined funding elsewhere. Source: NACFB Industry Report, 2024.

Equipment & Assets

Fleet and equipment we help finance

From a single vehicle to a full fleet replacement, here's what we typically help fund.

HGVs, vans & fleet vehicles

New and used fleet vehicles financed without a large upfront cost.

Warehouse & handling equipment

Handling and storage equipment for depots and warehouses.

Fleet tracking & telematics

Telematics and tracking systems to manage fleet performance.

Freight & shipping equipment

Equipment supporting freight, shipping and multimodal logistics.

Depot & warehouse expansion

Fund the expansion of depot or warehouse facilities.

Specialist freight equipment

Equipment for air, specialist or time-critical freight operations.

Finance Products

Finance solutions built for transport & logistics

A snapshot of the products our panel most commonly arranges for clients in this sector — see the full range on our funding options page.

  • Replacing or expanding the fleet without a large capital outlay
  • Releasing cash tied up in unpaid freight invoices
  • Managing fuel and running costs between customer payments
  • Refinancing owned vehicles to fund fleet growth
FAQs

Transport & Logistics finance, answered

Sector-specific questions we hear most often from businesses like yours.

Yes. Asset finance covers new and used vehicles, including private sales, so you're not restricted to dealer purchases.

Find the funding built for your business

Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.