Funding built around stock, scale and supply
Working capital and stock finance for wholesalers and distributors managing bulk purchasing, warehousing and customer payment terms.
Finance for stock and distribution
Wholesale businesses often need to pay suppliers well before customers pay them, particularly when buying in bulk. We work with lenders who understand that working capital gap.
Offset rising interest rates
Manageable, fixed monthly repayment plans that keep borrowing costs predictable even as rates move.
Smooth out irregular cash flow
Repayment structures built around your business's income cycle, not a rigid monthly schedule.
Refinance owned equipment
Release capital tied up in assets you already own to reinvest in the business.
Invest in growth
Stay competitive and productive with the equipment or capacity you need, without a large upfront outlay.
of UK SMEs funded through a commercial finance broker had previously been declined funding elsewhere. Source: NACFB Industry Report, 2024.
What we help fund
From warehouse infrastructure to stock financing, here's what we typically help fund.
Warehouse racking & storage systems
Racking and storage systems to expand warehouse capacity.
Stock & inventory financing
Working capital to fund bulk stock purchases ahead of sale.
Order fulfilment & picking equipment
Equipment to support order picking and fulfilment operations.
Distribution & delivery vehicles
Vehicles to support distribution to retail and trade customers.
Warehouse expansion or relocation
Fund the expansion or relocation of warehouse facilities.
Packaging & handling machinery
Packaging and handling equipment for warehouse operations.
Finance solutions built for wholesale
A snapshot of the products our panel most commonly arranges for clients in this sector — see the full range on our funding options page.
Business Loans
Simple, scalable finance for any business purpose
Learn moreInvoice Finance
Turn unpaid invoices into working capital today
Learn moreAsset & Equipment Finance
Spread the cost of vehicles, machinery and technology
Learn moreRevolving Credit Facility
On-demand credit that flexes with your needs
Learn moreRefinance & Consolidation
Release equity and simplify your repayments
Learn more- Funding bulk stock purchases ahead of customer sales
- Releasing cash tied up in unpaid trade customer invoices
- Expanding or relocating warehouse capacity
- Flexible working capital that scales with order volume
Wholesale finance, answered
Sector-specific questions we hear most often from businesses like yours.
Yes. A revolving credit facility or business loan can provide working capital to fund bulk stock ahead of it being sold on to customers.
Find the funding built for your business
Speak to a funding specialist today, or check your eligibility online in under a minute — no cost, no obligation.